What we broker
Fast, local guidance and lender matching for Lewisville businesses.
Learn moreFast, local guidance and lender matching for Lewisville businesses.
Learn moreFast, local guidance and lender matching for Lewisville businesses.
Learn moreFast, local guidance and lender matching for Lewisville businesses.
Learn moreFast, local guidance and lender matching for Lewisville businesses.
Learn moreFast, local guidance and lender matching for Lewisville businesses.
Learn moreYou're evaluating commercial financing options in a city where the tax base spans everything from Old Town antique shops along Main Street to the warehouses lining I-35E and the medical offices clustering near Medical Center of Lewisville. Plateau Funding Group is a licensed commercial loan broker at 1825 Lakeway Dr, Lewisville, TX 75057, serving Lewisville and nearby Highland Village, Hickory Creek, Coppell, Lake Dallas, Flower Mound, Copper Canyon, Double Oak, The Colony, Hebron, and Lantana. We compare SBA 7(a), working capital, equipment financing, commercial real estate, business lines of credit, invoice factoring, and more, then lay out every cost and trade-off so you can pick the structure that fits your balance sheet. Call (972) 954-9466 to start.
A broker sources offers from multiple lenders and presents them side by side, so you see origination fees, prepayment clauses, and amortization schedules in plain English before you sign. We do not lend; we analyze your working capital needs, collateral position, and cash-flow forecast, then match you to programs that price risk fairly. That transparency matters when you're comparing a seven-year SBA term loan against a six-month factoring line or deciding whether equipment financing saves more tax dollars than an unsecured working-capital advance. Our job is to show you the numbers, not upsell a product we happen to carry.
Loan programs
Below is every major structure we broker, written as cost-transparent summaries. Each program links to a dedicated page with eligibility checklists, fee breakdowns, and real-world trade-offs.
The SBA 7(a) program offers government-guaranteed term loans up to $5 million with ten- to twenty-five-year amortizations and down payments as low as ten percent, making it the go-to option when you need patient capital to buy real estate, acquire another company, or refinance expensive debt. Closing costs include a guarantee fee, third-party reports, and legal review, so budget two to four percent of the loan amount upfront.
Learn more about SBA loans in LewisvilleWorking capital products deliver lump-sum funding or revolving access to cover payroll gaps, inventory purchases, or seasonal dips in accounts receivable. Terms range from three months to three years, and lenders price the loan by analyzing your average daily bank balance and revenue consistency.
Explore working capital optionsEquipment financing structures the loan so the asset itself serves as collateral, which can lower the down payment to zero and extend the term to match the machine's useful life. Lewisville manufacturers along the FM 407 corridor and HVAC contractors serving new subdivisions in Castle Hills often use this route to acquire CNC mills, box trucks, or diagnostic computers without tying up operating cash.
More on Equipment financingCommercial real estate loans finance the purchase or renovation of owner-occupied properties, warehouses near the rail spur off Mill Street, retail storefronts in Old Town, or office condos around State Highway 121. Amortizations stretch to twenty-five years, loan-to-value ratios cap at eighty to ninety percent, and lenders order appraisals, environmental Phase I reports, and title insurance before closing.
See commercial real estate loan detailsA business line of credit functions like a credit card with a higher limit and lower cost: you draw funds as needed, pay interest only on the outstanding balance, and replenish the line when receivables come in. Lenders review your balance sheet quarterly and may adjust the borrowing base if inventory turns slow or a large customer stretches payment terms.
More on Business lines of creditInvoice factoring converts unpaid B2B invoices into immediate cash by selling the receivable to a factor at a discount, typically two to five percent per thirty days outstanding. Lewisville logistics companies and staffing agencies use factoring to meet payroll every Friday without waiting sixty or ninety days for corporate clients to pay.
Review invoice factoring termsLewisville sits at the intersection of Denton County's growth corridor and the northern Dallas industrial belt, so lenders see a mix of mature service businesses in Old Town, new franchises along Round Grove Road, and light manufacturing near the airport. Property values inside the city limits have climbed as The Colony and Flower Mound expand westward, which tightens loan-to-value ratios on commercial real estate but also increases equity available for cash-out refinances. Local branches underwrite with an eye on Denton County appraisal-district comps and the traffic counts published by the North Central Texas Council of Governments, so bringing those data points to your broker call speeds up the initial screening. Plateau Funding Group is located at 1825 Lakeway Dr, Lewisville, TX 75057, a ten-minute drive from the Medical Center of Lewisville campus and fifteen minutes south of Highland Village, which lets us meet face-to-face to review term sheets and collateral schedules without burning half your day in traffic.
How it works
Start by converting every offer into an all-in annual percentage cost: add origination fees, servicing fees, prepayment penalties, and any points to the interest expense, then divide by the net proceeds you actually receive. A loan advertised at six percent with a three-percent origination fee and a two-year prepayment penalty may cost more over twenty-four months than a seven-percent loan with zero fees and open prepayment. Next, model your monthly payment against your lowest-revenue month in the past year; if the payment exceeds fifteen percent of that month's gross profit, the loan introduces refinancing risk. Finally, confirm whether the lender files a blanket UCC lien on all assets or limits collateral to specific equipment or real estate, because blanket liens block future subordinated financing until you pay off the senior note.
How it works
1. Call (972) 954-9466 to describe your funding goal, current revenue, and time horizon. 2. We will ask for two years of business tax returns, interim profit-and-loss statements, a current balance sheet, and a list of existing debt. 3. Within forty-eight hours we deliver a written summary of two to four programs, each with a fee table, term sheet, and trade-off analysis. 4. You pick the structure that fits, we coordinate underwriting and documentation, and you close with full visibility into every dollar you will pay over the life of the loan.
Visit us at 1825 Lakeway Dr, Lewisville, TX 75057, or call (972) 954-9466. We also serve Highland Village, Hickory Creek, Coppell, Lake Dallas, Flower Mound, Copper Canyon, Double Oak, The Colony, Hebron, and Lantana. Learn more on our Service Areas and About pages.
At a glance
Common questions
Talk to a local advisor and get matched to the right program, no obligation.
Why Lewisville owners trust Plateau Funding Group
